Commercial Property

Your valuable commercial property, plants and machinery need protection against an array of existing and emerging risks. Let’s partner together to take your business further.


Companies don’t all face the same risks. That’s why we offer tailored property coverage, innovative solutions and personalized service. Our dedicated team specializes in addressing large, complex property risks and collaborates with you to meet your unique needs. From mid-market to large companies, you can count on our expertise.

Business Interruption

Continuity is critical in business and there are a few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputation damages or long-term closures.


That’s where working with CANOPY Insurance Group on business interruption insurance can help. This form of coverage provides protection against a variety of common interruptions, including natural disasters, equipment damage and vandalism.

The following are some other major benefits:


-Rent or Lease Payments


-Employee Wages

-Loan Payments

General Liability

Companies face an ever-increasing range of liability arising from their operations, including damage to others’ property, injury to others, and contract disputes, to name just a few. We’re here to provide the protection you need to cover your General Liability risks as the legal environment becomes less and less predictable.

Business Auto

Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business that protects your business against liability for damages caused by accidents involving your business autos and provides certain compensation to occupants of your business autos injured in accidents. If your business owns vehicles, a commercial auto insurance policy can provide valuable financial protection to you and your employees while driving a company owned vehicle or a hired or personally-owned auto in your business operations.


Commercial auto insurance typically provides coverage for: liability damages; collision or comprehensive physical damage loss to your business autos; medical expenses for injury to occupants of your business autos; and damages sustained by occupants of your business autos due to the negligence of an uninsured or underinsured motorist.


When you insure your vehicles with Canopy Insurance Group, you ensure that your business and drivers are properly covered and protected while on the road. Make sure your business is covered correctly for your commercial auto exposures.


In today’s technology and data-driven world, businesses need to stay ahead of growing cyber risks. Canopy Insurance Group is here to help. We offer a full suite of cyber insurance solutions to protect your business.


Cybersecurity insurance typically offers pay-outs with regard to the initial (first party) losses suffered due to an attack or breach, and with respect to the financial claims made by injured third parties (customers whose data has been stolen, etc.).


With the ongoing spread of coronavirus, government guidance is changing rapidly. As a result, many businesses around the world are now either planning for or actively implementing a business model involving far more remote workers than they had ever anticipated.


Good business cyber security practices, under any circumstances,
should consider the following:

-Is the technology and infrastructure deployed secured against
malicious actors, outside and inside the organization?

-Do all company employees, subcontractors and relevant third
parties have clear instructions and guidance on how to
conduct their work in a secure manner?

-Do any of the security measures in place block employees from
conducting their work efficiently?

Workers Compensation

Workers’ compensation is a benefit system designed to help workers who have become injured or sick due to their work conditions or environment.


A worker who becomes sick or injured as a result of their working environment and is approved for workers’ comp benefits can generally expect to receive the following:

-Payment for medical treatment and expenses

-Payment for time off work for recovery

-Payment for any permanent impairment

-Vocational rehabilitation services

-Payment of benefits in the event of death

Executive Risk/Management Liability

Executives face a broad range of risks in carrying out their duties as officers of a company, including lawsuits from investors, employees, and regulators. It is important that you are financially protected from these actions and the impact they can have on your reputation. We provide the insurance know-how, business expertise and local knowledge to cover you in a legal environment that is less and less predictable.


Specific Areas of Executive Risk Insurance Expertise:

      -Directors and officers liability (D&O)

-Professional liability

-Employment practices liability

-Fiduciary liability

-Fidelity and crime

-Kidnap, ransom, and extortion

-Cyber Liability

-Coverage analysis



Knowledge and experience you can count on. We give you an improved understanding of your exposures and ideas for more efficient risk management. When coupled with our deep local knowledge, it’s a powerful combination to provide the protection you need.

Protect Your Business. Properly.

Are you in need of a reliable and affordable insurance coverage? Our technology helps us form a comprehensive and dynamic picture of your business profile and your changing business needs.

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You’ve probably heard it time and again: your home is one of the largest financial investments you’ll make in your lifetime. But it’s also an investment that’s vulnerable to numerous risks.


Discover what Canopy Insurance Group can do for you to safeguard your home and family from financial risk.

Auto Insurance

You’re probably familiar with the many ways technology is changing how you drive – whether it’s driver assist technology helping you make decisions behind the wheel, built-in cameras giving you a 360-degree view of the road, or energy-efficient advances helping you spend less on gas. But new technology isn’t just changing the way you drive, it’s also changing the way you’re insured. Canopy Insurance Group is driven to offer the most efficient and cost-effective plans.

Personal Umbrella

In the current climate, going without umbrella insurance can be risky. People used to think of umbrella coverage as something for millionaires, but it’s not.


Canopy Insurance Group can help when you are considering what your living situation is and what assets you need to protect. Umbrella coverage is going to give you peace of mind.


The decision to go with umbrella coverage basically comes down to protecting wealth – whatever the amount. The amount of your income or net worth doesn’t matter. What matters is whether you want to protect that. If so, an umbrella is a really good idea.

High Net Worth Coverage

It’s not just your business and professional life that are growing, but so are your private interest. When this occurs, your risks are growing as well.


Canopy Insurance Group is prepared to help you identify, assess, and manage the unique set of risks that come with a high net worth.

Easy & Simple.

Having the proper insurance coverage is a primary concern for any family or individual. At Canopy Insurance Group, we provide comprehensive services from evaluating your needs, developing a personalized insurance plan to meet your unique needs, and gathering bids to meet your budget.

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Ambulance Services

Our team is empowered to better serve our emergency service clients and support their insurance needs with excellent service and cutting-edge risk management. Canopy provides not only insurance, but education, training, and consulting to our emergency service clients to help manage their risk.


Our cannabis experts understand the unique insurance needs of the marijuana industry.


Our Cannabis with Canopy programs offer the right coverage for your business. When it comes to insuring a business within the marijuana industry, one size does not “fit all.” Our Canopy Cannabis Insurance Specialists will take the time to discover your needs and find the best coverage options within your budget.

Real Estate

Commercial real estate insurance is complicated. In addition to coverage for traditional claims like fire and water damage and slip-and-fall liability, you need to protect your investment against the cost of damages arising from:

-Natural disasters

-Environmental accidents

-Security breaches and cyber crime, and more

Our commercial real estate insurance specialists will work with you to identify gaps in your coverage and develop a comprehensive insurance plan tailored to the realities of your portfolio.


The marine sector is incredibly complex and challenging.


Marine Insurance is a type of insurance that covers cargo losses or damage caused to ships, cargo vessels, terminals, and any transport in which goods are transferred or acquired between different points of origin and their final destination.


Things like weather hazards, pirates, and border conflicts are quite common when it comes to water transportation and damages. These situations can cause a significant financial hardship for ship owners. This is where a marine insurance policy with Canopy comes to the rescue, protecting the interests of shipping corporations and transporters by providing them with insurance coverage needed to defend against possible losses.

Oil & Gas

The oil and gas industry is constantly evolving – and so are the exposures. From drilling operations to service contractors to manufacturers of related parts and products, there are unique risks at every stage of the process. Canopy has developed the specialized expertise, products and services that can help oil and gas companies protect their employees, their physical assets, their balance sheets and ultimately their long term viability.


Whatever it is you manufacture, we’re here to help you navigate the complexities that come from operating in a global business environment. From risk consulting services to help you mitigate risk to a breadth of coverage options and global program capabilities we have the scope, scale and agility, to help your business go further.


Commercial Liability Insurance policy shows that you’re serious about your business and can lessen concerns when it comes to getting new business.

Clients don’t want to be liable for your mistakes. Commercial Liability Insurance demonstrates trust that can lead to new business opportunities.

Here a few benefits of having liability insurance:

-Protection against the unexpected

-You could close more large contracts

-You don’t have to fear injury claims


Whether it’s Land Cargo Insurance or Marine Cargo Insurance, these policies cover land transportation covering trucks and other small utility vehicles, and transportation carried out either in sea or by air. Coverage areas include theft, collusion damages, cargo abandonment, employee’s dishonesty, infestation, and damages due to inappropriate packing.


Bobtail insurance provides liability coverage when a semi is without a trailer regardless whether you are under dispatch or not. Bobtail insurance also covers a moving vehicle without cargo to and from a terminal.


There are various types of physical damage insurance such as collision insurance which provides protection in case of a collision, comprehensive insurance which provides protection against almost everything except a collision with another vehicle or object, and fire and theft with combined additional coverage which is similar to comprehensive insurance, however it is limited to certain, non-collision incidents.


Are you a restaurant owner? Are you aware of the variety of risks your small business faces? Restaurants face a variety of risks because of the nature of the business. An employee can slip and fall in the kitchen or accidentally cut themselves. A customer can become ill after eating your food. A natural disaster can destroy your building and leave you unable to operate. The proper insurance coverage can protect you in all of these circumstances—so you must be prepared.


Canopy is your Restaurant Insurance specialist. We put our experience, expertise and volume of business to work to provide each of our clients with the best coverage and price available for all your restaurant insurance needs.


Providing business owners with insurance of all types of restaurants including:


-Casual Dining

-Fine Dining


Leisure and Entertainment

Whether you own a restaurant, a hotel or a sports center, it’s often hard to find a coverage that meets your particular needs. From natural hazards to health and safety issues, Canopy helps you understand your business risks by guiding you through risk assessment and management and to help design an adequate insurance policy for your exact needs,

Our Global Specialty Offering

We will keep listening, stay agile, and reinvent solutions for complex and emerging risks with greater reach, strength, and scale.

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Risk management is a broad concept and means something different for every company. We look at each business’ risk individually. Each of our clients has unique operations and exposures that are uniquely measured. 

Our goal is to identify and understand the risks that are part of your business, determine our clients’ appetite for risk, and put measures in place to mitigate that risk.

Suit Your Specific Needs.

Benefit from a trust-based relationship and enjoy the risk partner you’ve always wanted. Our experience agents work closely with you to define your business risks and provide tailored expert insight and guidance.

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Join the team that will ensure your business is ready to grow

It's not just what we do at Canopy that matters: we also pay attention to how we do it. Our values are our core beliefs, guiding and unifying our actions and behaviors.

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years of combined experience

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satisfied partners across all industries

Are you

1. Customer Focused

We deliver the first-class customer service you’d expect to all of our clients. Canopy makes sure to utilize the efficiencies and technological tools of the future in order to provide you with the best possible experience. 

2. Optimized for speed

With our ground-breaking and innovative approach within the insurance industry, it’s never been easier or more convenient for your business to protect what matters. Our ability to utilize the latest trends and tactics from all industries allows us to save time for our clients by eliminating the unnecessary work and cutting out the back and forth.

3. Connecting the dots

Each part of your business is important to us. When you work with Canopy, we don’t just analyze the financial aspects of your practice, we consider all facets of your operations in order to determine the best path for growth.

Let's get in touch

Give us a call or drop by anytime, we endeavour to answer all enquiries within 24 hours on business days.